What Is Social Security Disability?
Based on the United States Census Bureau, there were more than 56 million Americans aged all over the world living with a mild or severe disabilities within the United States in 2010. The help of a Social Security disability attorney can help you receive the benefits you’re entitled to. You may be eligible to receive Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI) Our highly acclaimed SSD lawyer knows how to navigate through the system.
If you’re fortunate enough to be able to get ERISA long-term disability coverage through your employer , or you’ve purchased privately-owned long-term disability insurance these insurances are different of Social Security Disability; however we can assist you with these too. An attorney for Social Security disability attorney can assist in filing claims for long-term disability insurance as well as Social Security Disability.
Also Read About How to Find The Best Social Security Disability Lawyer In 2022?
Here Is Top 5 Reasons For Hiring Social Security Disability Lawyer
1. You’ll need an SSD lawyer to help know what benefits to which you may be entitled to.
The process for applying for disability benefits can be complex from the beginning because there are two benefits programs provided by the Social Security Administration (the SSA). Supplemental Security Income (SSI) is a need-based program designed for those with a low income and restricted resources.
Social Security Disability Insurance (SSDI) is not based on need and is designed for those who have paid for the benefits. Finding out if you are eligible to receive SSI or SSDI is often a difficult procedure, and it could be difficult to determine which one can provide the greatest variety of benefits. In some instances it is possible to be eligible to each of SSI or SSDI.
A lawyer will evaluate your earnings, employment background and financial situation to help know what benefits you may receive. A lawyer can also inform you about different types of disability benefits, such as workers’ compensation as well as the private insurance for disability. You don’t want to put anything off or forfeit any benefits you’re legally entitled to. A lawyer can assist you in avoiding mistakes.
2. It is important to have a lawyer make sure the application is accurate and correct.
If you are applying in the process of applying for SSD advantages, it is essential that you must be able to demonstrate that you fit the narrow definition provided by the SSA as “disabled.” It means you have to prove that you suffer from a severe medically identifiable impairment that has endured or is likely to last at least 12 months.
Your application not only require proof that you are medically disabled however, you need be sure that you’ve completed all documents in completeness and that all medical records and data come from a qualified medical professional who treats you.
An SSD lawyer will be able to explain the information you require and assist you in ensuring that the SSA receives the information. An attorney can guide you through the entire process of filling out and submitting your application to ensure you have the greatest chances of getting approval.
3. You’ll need the services of an SSD lawyer to help keep your application on track
There is a lengthy process to get the disability benefit, and an average applicant waiting between 4 and 6 months to find out if the initial claim for benefits has been accepted. If the claim is rejected like the majority of claims this happens, the process could take a long time.
The final thing you’d like to do is cause your claim to delay further by not submitting the required documents or not responding quickly to information requests made by SSA. A SSD lawyer can ensure that this does not happen by assisting you issues with SSA. An SSD lawyer can also help to deal with issues like doctors who have a hard time sending documents.
4. You will require an SSD lawyer who can assist you receive the full benefit and avoid putting a dent in your claim.
An SSD lawyer can ensure that you receive the maximum benefits that are available to you depending on the date your disability started. In the case of SSDI it is possible that you get benefits for a portion of the time before you submitted the application for benefits. Finding out that your disability was actually started can be a challenge, however an attorney can aid you ensure that you do not be denied any benefits you’re entitled to.
A lawyer can help to avoid mistakes which could negatively impact your claim. There are many factors that can cause the security of your Social Security disability claim at risk. For instance, if do not meet the deadlines to file an application, providing details or filing appeals, then your claim could be rejected and you may lose the chance to receive benefits or having to start the process over.
5. You require an SSD lawyer as the majority of benefits claims are rejected.
More than half of first claims to Social Security disability benefits are initially rejected. The help of a Social Security disability lawyer can assist you to avoid rejection and defend your rights in the event that your claim is denied initially.
In the event that your application has rejected, then it is more essential than ever before to talk to an expert SSD lawyer. The appeals procedure that could involve an application to an appeal to the SSA to reconsider their decision or an appearance in front of the Administrative Law Judge, an appeal of the decision that was made during the hearing before the review board, and an appeal to an federal court.
During the appeals procedure in the appeals process, the SSA could employ their own specialists to defend its interests. It is important to have a expert advocate advocating for you in proving your entitlement in the benefits system and fighting on your behalf. Your lawyer will not only assist you in meeting deadlines and satisfy the formal requirements of the appeals procedure, but will also make an argument that is strong enough to get you the benefits you are entitled to.
Frequently Asked Questions About SSDL:
Q. What is the average payout for Social Security disability?
The fundamentals: Federal law generally limits the amount of fees that are charged to Social Security disability attorneys to 25 percent of your backpay or $6,000, or the lesser amount, . Back payments are the benefits that you earned while patiently waiting on Social Security to approve your claim.
Q. What is the difference between SSI and SSDI?
The major difference is that SSI determination is based on age/disability and limited income and resources, whereas SSDI determination is based on disability and work credits. In addition, in most states, an SSI recipient will automatically qualify for health care coverage through Medicaid.
Q. How is Social Security disability calculated?
Your SSDI payment will be based on your average covered earnings over a period of years, known as your average indexed monthly earnings (AIME). A formula is then applied to your AIME to calculate your primary insurance amount (PIA)–the basic figure the SSA uses in setting your actual benefit amount.
Q. Which pays more Social Security or disability?
However, if you’re wondering if disability would pay more, just ask yourself where you are relative to your full retirement age. If you’re under it, disability will be higher. If you’re above it, Social Security will be higher.